Preferred Checking
This account earns interest and comes with free internet banking with bill pay.
- $1,000 minimum opening deposit.
- Interest bearing.
- Free Club Checks.
- Higher limits on ATM and debit card usage (upon approval).
- MasterCard SecureCode.
- Overdraft privilege up to $500.*
- Two free stop-payments annually.
- One free financial consultation with a First Western Financial representative.**
- Free internet banking with bill pay.
- Free notary service.
- Free cashier’s checks (two per day).
- Free travelers checks (for one).
- Maintain a $1,000 minimum balance and avoid $15 monthly service charge.
|
Bonus Checking |
Preferred Checking |
VIP Checking |
Free Checking |
Money Market Gold |
| Minimum Deposit |
$100 |
$1,000 |
$100 |
$100 |
$1,000 |
| Monthly Fee |
$5 for VIP members.
$8.75 for individuals.
$10 for families.
|
$15 monthly service charge if balance drops below $1,000. |
None |
None |
$15 monthly service charge if balance drops below $1,000. |
| Interest |
Interest paid on balances over $750. |
Interest paid on balances over $1,000. |
Interest paid on balances over $500. |
None |
Interest paid on balances over $1,000. |
| Overdraft Privilege |
Overdraft privilege up to $500 (upon approval). |
Overdraft privilege up to $500. |
Overdraft privilege up to $500. |
Overdraft privilege up to $300. |
None |
*Overdraft Privilege is available upon approval, 30 days after account opening. If we pay a Non-Sufficient Funds item, a flat per item Overdraft Fee of $28.00 will be charged to your account. If we return a Non-Sufficient Funds item, a flat per item Return Item Fee of $28.00 will be charged. After the third consecutive day in overdraft, an additional $3.00 fee may be charged for each day you remain in overdraft as set forth in our Schedule of Fees. In addition, your account must be brought to a positive balance within 30 days. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, you are not making regular deposits, or you have excessive overdrafts.
(Fee applies to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means.)
**Investment products are offered through a subsidiary of First Western Bank, are not FDIC insured, not guaranteed by the bank, and may lose value.
|
