VIP Checking
Especially for seniors, earn interest with a lower minimum balance.
- $100 minimum opening deposit.
- Interest is paid on balances over $500, compounded monthly.
- Free personalized VIP Club checks.
- Unlimited check writing.
- Free travelers and cashier’s checks.
- Free ATM or Check Card (upon approval).
- MasterCard SecureCode.
- Monthly statements.
- Secure, convenient direct deposit service.
- 50% discount on safe deposit box rental.
- Overdraft privilege up to $500.*
|
Bonus Checking |
Preferred Checking |
VIP Checking |
Free Checking |
Money Market Gold |
| Minimum Deposit |
$100 |
$1,000 |
$100 |
$100 |
$1,000 |
| Monthly Fee |
$5 for VIP members.
$8.75 for individuals.
$10 for families.
|
$15 monthly service charge if balance drops below $1,000. |
None |
None |
$15 monthly service charge if balance drops below $1,000. |
| Interest |
Interest paid on balances over $750. |
Interest paid on balances over $1,000. |
Interest paid on balances over $500. |
None |
Interest paid on balances over $1,000. |
| Overdraft Privilege |
Overdraft privilege up to $500 (upon approval). |
Overdraft privilege up to $500. |
Overdraft privilege up to $500. |
Overdraft privilege up to $300. |
None |
*Overdraft Privilege is available upon approval, 30 days after account opening. If we pay a Non-Sufficient Funds item, a flat per item Overdraft Fee of $28.00 will be charged to your account. If we return a Non-Sufficient Funds item, a flat per item Return Item Fee of $28.00 will be charged. After the third consecutive day in overdraft, an additional $3.00 fee may be charged for each day you remain in overdraft as set forth in our Schedule of Fees. In addition, your account must be brought to a positive balance within 30 days. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, you are not making regular deposits, or you have excessive overdrafts.
(Fee applies to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means.)
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