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Personal Checking

The checking account is the backbone of any banking relationship. If your account doesn't match your lifestyle, frustration isn't far away. That's why First Western Bank offers a wide spectrum of accounts for all types of lifestyles. Our Customer Service Representatives will be happy to help find the account that's right for you.

Let us help you find the account that fits you best.

URFirst Checking

  • 2.02% APY interest paid on balances up to $20,0001
  • No monthly maintenance fee
  • No minimum balance fee
  • Free unlimited nationwide ATM access2
  • Free initial order of 50 URFirst starter checks
  • Free, instantly-issued URFirst Debit MasterCard®
  • Only $100 deposit to open an account

To get this great rate, you need 25 debit card transactions3 and four electronic transactions4—like direct deposits or automatic bill payments—per statement cycle and you must sign up to receive your statements via email.

Preferred Checking

  • Earn interest with a minimum balance 5
  • One free financial consultation with a First Western Financial representative 6
  • Avoid a monthly service charge by maintaining a low minimum balance 5
  • Free Checks
  • Discount on Safe Deposit Box

VIP Checking

  • Free checking account for those of a specific age
  • Free checks
  • Free Cashier's checks
  • Discount on Safe Deposit Box
  • No minimum balance to maintain
  • Earn interest with a minimum balance

Classic Checking

  • No minimum balance to maintain
  • Paper statement mailed monthly
  • $3 monthly service charge

Money Market Gold

  • Tiered interest is compounded monthly 5
  • Avoid a monthly service charge by maintaining a low minimum balance 5
  • Limited transaction account

First Choice Money Market

  • Earn a higher interest rate on your cash 5
  • Six free transactions per month 7
  • View your balance online anytime

1 - 2.02% Annual Percentage Yield (2.00% Interest Rate) on Average Daily Balance per statement cycle up to $20,000. Average Daily Balances over $20,000 earn 0.35% Interest Rate, resulting in 2.02% to 0.68% APY, depending on the balance. If qualifications are not met, no interest will be earned. Minimum to open is $100.00. Fees could reduce earnings. APYs are accurate as of 2/13/14. Rate is subject to change daily and may change after account is opened.

2 - Domestic non-First Western ATM fees will be refunded at end-of-day processing on the day account is charged, the date transaction was made to post to and settle. International ATM fees still apply.

3 - Qualifying transactions must post to and settle the account during the statement cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle.

4 - Non-Qualifying electronic transactions that do not apply: ATM transactions, bill pay checks, and internal transfers.

5 - Fees could reduce earnings on account.

6 - Financial products are not FDIC insured; not guaranteed by the bank; may lose value; not a deposit; not insured by any Federal Government Agency.

7 - The product allows for unlimited deposits, but limited to 6 free withdrawals a month.