Small Business Checking

Perfect for those businesses with fewer than 100 debits and credits per month.

• $100 minimum opening deposit.
• 100 free debit items per statement cycle ($0.25 per item over 100).
• 100 free deposited items per statement cycle ($0.25 per item over 100).
• Overdraft privilege up to $500.*
• Free Value Pack Check Order (with an initial deposit of $1,000) including:
  • Checks.
  • Deposit slips.
  • Stubs.
  • Premium binder.
  • Endorsement stamp.
  • Bill keeper.
• 50% monthly discount on Online Banking Cash Management System.
• Free night depository service.
• Free First Western Bank banking bag.
• Convenient monthly statements.
• Monthly fee of $7.

*Overdraft Privilege is available upon approval, 30 days after account opening. If we pay a Non-Sufficient Funds item, a flat per item Overdraft Fee of $28.00 will be charged to your account. If we return a Non-Sufficient Funds item, a flat per item Return Item Fee of $28.00 will be charged. After the third consecutive day in overdraft, an additional $3.00 fee may be charged for each day you remain in overdraft as set forth in our Schedule of Fees. In addition, your account must be brought to a positive balance within 30 days. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, you are not making regular deposits, or you have excessive overdrafts.
(Fee applies to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means.)